Here's a card I made yesterday using 'Ice Skating Chloe' from Pink Gem - a really sweet little character!
I've used a card from Craftwork Cards (with some additional dry embossing down the side), some paper from Craft Creations and also some silver paper. I finished it with some Card Candi and a strip of silver embossed with a Cuttlebug folder.
Some challenges for this card:
Crafters Companion - 'let it snow, let it snow, let it snow'
Papertake Weekly - 'Christmas crackers'
Charisma Cardz - 'snowflakes'
Paper Sundaes - 'winter wonderland'
Cutie Pie Challenge - 'pastel Christmas'